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Consider the "Five Cs of Credit." The category that considers your current income level and current borrowing level is
Antisocial Personality Disorder
A mental health disorder characterized by a long-term pattern of disregard for, or violation of, the rights of others.
Verbal Abuse
The use of words to cause harm to the person being spoken to, including insults, threats, and overly critical comments.
Limit Setting
The process of establishing and enforcing boundaries to guide behavior.
Detached Superficiality
An emotional state characterized by a shallow and indifferent attitude towards relationships or situations, often as a defense mechanism.
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