Figure 7-4 Figure 7-4 Represents the Market for Medical

question 323

Multiple Choice

Figure 7-4 Figure 7-4 represents the market for medical services with and without insurance, and the effect of a third-party payer system on the demand for medical services.
-All of the following are part of the "individual mandate" provision of the Patient Protection and Affordable Care Act (ACA) except

• A) individuals are allowed to opt out of the insurance program if they can prove they have no serious health issues and do so before the act fully takes effect in the year 2014.
• B) by 2016, fines for not having health insurance will be the greater of $695 per person or 2.5 percent of income.
• C) beginning in 2014, individuals who do not acquire health insurance will be subject to a fine.
• D) with limited exceptions, every resident of the United States will be required to have health insurance that meets certain basic requirements.

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Definitions:

Genetic Exchange

The process by which genetic material is transferred between organisms, leading to genetic variation.

Transformation

The genetic alteration of a cell by the direct uptake, incorporation, and expression of exogenous genetic material from its surroundings.

Conjugation

A process in microbiology where two bacteria transfer genetic material between each other through direct contact.

Transduction

Transduction is the process by which foreign DNA is introduced into a cell by a virus or viral vector.