Brandie Is a Financial Services Representative and Is Licensed to Sell

question 91

Multiple Choice

Brandie is a financial services representative and is licensed to sell life,health and investment products.She recently met with a couple in their 50's who have been taking care of their 80-year-old parents who now need some additional attention and care.Brandie begins asking the couple about their financial planning and how well they've saved for retirement as well as the possibility that one or both of them might need nursing assistance or long-term care in a senior facility.What type of product would best describe a long-term care policy?​

• A)​unsought product
• B)​specialty product
• C)​convenience product
• D)​shopping product

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Definitions:

Organizational Climate

The overall mood, atmosphere, or environment within an organization, affecting employees' motivation and performance.

Personal Virtue

A trait or quality deemed to be morally good or desirable in a person, such as honesty, integrity, or kindness.

Utilitarian Belief

A principle that actions are right if they are useful or for the benefit of a majority, focusing on the outcomes resulting in the greatest good for the greatest number.

Religious Injunction

A command, directive, or order that is rooted in religious belief or law.