Which of the Following Is NOT a Material Fact Requiring

question 21

Multiple Choice

Which of the following is NOT a material fact requiring disclosure by an applicant to an insurer?

• A)The health of the applicant.
• B)Whether the applicant has a criminal record.
• C)Whether the applicant has had financial problems in the past.
• D)A fact that reduces the risk.

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Definitions:

Scaffolding

An educational method that provides support and guidance to learners by building on their existing knowledge and skills to reach higher levels of understanding.

Sensorimotor Tests

Assessments designed to evaluate an individual's sensory (senses) and motor (movement) abilities, often used in developmental psychology.

Verbal Scores

A measure of an individual's verbal reasoning and understanding, often assessed in standardized tests.

Symbolic Scores

are representations or notations that use symbols to quantify or measure performances or abilities in various domains.