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Margaret recently had a stroke.although she easily recalls her past,she has problems forming new memories.Margaret's memory difficulty illustrates
Refusal
The act of declining or rejecting an offer, request, or command.
Liability
The state of being legally responsible for something, typically a debt or obligation.
Negotiable Instrument
A legal document guaranteeing the payment of a specific amount of money, either on demand, or at a set time, with the payer named on the document.
Signed
Having affixed one's signature to a document, thereby indicating agreement, consent, or authorization.
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