Examlex
The second to last step in the perceptual process is:
Lapses
Occurrences where something becomes invalid because a condition has not been met or time has expired, often used in insurance for policy expirations.
Default
The failure to fulfill a legal obligation, especially the failure to pay back a loan on time or to appear in court when required.
U.S. Department of Education
A Cabinet-level department of the United States government that oversees federal education policy and administers federal assistance to schools and students.
Repay
The act of paying back money that was borrowed.
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