What Is a Spread

question 4

Multiple Choice

What is a spread?

• A) The average of the deposit and loan interest rates.
• B) The quarterly increase of earnings for Eurobanks.
• C) The difference between the deposit and loan interest rates.
• D) The tool used by regulators to monitor deposit and loan interest rates.

---

Definitions:

Motivation

The processes that account for an individual's intensity, direction, and persistence of effort towards attaining a goal.

Moral Intensity

The degree of pressure felt to make ethical or unethical decisions, influenced by the perceived magnitude of consequences and social consensus surrounding an action.

Utilitarianism

A moral philosophy that evaluates actions based on their outcomes, specifically aiming to maximize overall happiness and minimize suffering.

Voluntary Behavior

Actions taken by an individual out of free will or choice, rather than being coerced or obligated.