A manufacturing company prepays its insurance coverage for a three-year period. The premium for the three years is $2,400 and is paid at the beginning of the first year. Seventy percent of the premium applies to manufacturing operations and thirty percent applies to selling and administrative activities. What amounts should be considered product and period costs respectively for the first year of coverage? 
Definitions:
Stigmatizing
The act of labeling or treating an individual or group as worthy of disdain or disgrace.
Phobic Disorder
An anxiety disorder characterized by an extreme and irrational fear of an object, situation, or activity that poses little to no actual danger.
Genetic Predisposition
The inherent susceptibility to certain conditions or traits based on one's genetic makeup.
Anxiety Disorders
Mental health disorders characterized by significant feelings of anxiety and fear, impacting daily functioning.
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