Which of the Following Describes Defined Benefit Pension Plans

question 116

Multiple Choice

Which of the following describes defined benefit pension plans?

• A) The investment risk is borne by the employee.
• B) The plans are simple and easy to construct.
• C) The investment risk is borne by the employer.
• D) Retirement benefits depend on the individual's account balance.

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Definitions:

Religious Participation

Engagement in activities or practices associated with a particular faith or spiritual community.

Problem-Focused Coping

A stress management strategy that aims to address and manage the cause of stress directly.

Emotion-Focused Coping

A stress management strategy that involves trying to reduce the negative emotional responses associated with stress such as embarrassment, fear, anxiety, depression, excitement and frustration.

Reducing Stress

The process or techniques used to decrease the physical and psychological impacts of stress on the body and mind.