Which of the Following Is Not One of the Essential

question 47

Multiple Choice

Which of the following is not one of the essential issues in evaluating commercial loan requests?

• A) The structure of the borrower's board of directors.
• B) The character of the borrower.
• C) The use of the loan proceeds.
• D) The source of repayment for the loan.
• E) The amount the customer needs to borrow.

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Definitions:

Difficult Job

A position that requires a high level of skill, effort, or complexity, making it challenging to perform.

Openness

A personality trait signifying receptiveness to new experiences, ideas, and unconventional values.

Trait

A dimension of personality used to categorize people according to the degree to which they manifest a particular characteristic.

New Ideas

Original thoughts, concepts, or innovations that have not been previously known or realized.