Examlex
Which of the following actions could the Senate take without participation by the House of Representatives?
Deferred Payment Plan
A payment arrangement that allows payment to be postponed for a certain period, often used in loans and purchase agreements.
Finance Charge
The total cost of borrowing, including interest and any other fees, applied to credit or loan accounts.
Home Improvement Loan
A type of loan specifically designed to finance repairs, renovations, or improvements to a home.
APR
Annual Percentage Rate; the annual rate charged for borrowing or earned through an investment, inclusive of any fees or additional costs.
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