Find the centroid of the region bounded by the graphs of the given equations. 
Definitions:
Mortgage Loan
A loan secured by the collateral of real estate property, where the borrower is obliged to pay back with a predetermined set of payments.
Personal Guaranty
A legal commitment by an individual to repay a loan or debt in the event that the primary borrower defaults.
Main Purpose Rule
A legal principle that exempts a guarantor from the requirement of a written contract if the primary intent of the guarantee is to serve the guarantor's own interests.
Debtor
An individual or entity that owes money to another party.
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