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For this question,refer to the following image. The issues highlighted in the map above led most directly to
Principal
The original sum of money lent or invested, excluding any interest or dividends.
Authority
Authority refers to the legal power or right given to an individual or body to make decisions, enforce rules, or control something or someone.
Employer's Organization
A group that represents the interests of employers in various industries.
Ratify
To officially approve or confirm, often used in the context of validating agreements or contracts.
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