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Exhibit 16

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Exhibit 16.6.Thirty employed single individuals were randomly selected to examine the relationship between their age (Age)and their credit card debt (Debt)expressed as a percentage of their annual income.Three polynomial models were applied and the following table summarizes Excel's regression results. Exhibit 16.6.Thirty employed single individuals were randomly selected to examine the relationship between their age (Age)and their credit card debt (Debt)expressed as a percentage of their annual income.Three polynomial models were applied and the following table summarizes Excel's regression results.   Refer to Exhibit 16.6.What is the estimate of the variance of the random error ε provided by the regression equation with the best fit? Refer to Exhibit 16.6.What is the estimate of the variance of the random error ε provided by the regression equation with the best fit?

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Definitions:

Reflexes

Built-in responses to certain stimuli that neonates need to ensure survival in their new world.

Temperament

A person’s behavioral style or characteristic way of responding to the environment.

Moro Reflex

An involuntary reflex found in infants, which is triggered by a sudden lack of support, causing the baby to feel as if it is falling.

Rooting Reflex

An automatic response seen in newborns, who turn their head toward anything that strokes their cheek or mouth, aiding in the act of breastfeeding.

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