If Matheson Wishes to Be Covered for the Possibility of the Chauffeur

question 45

Multiple Choice

If Matheson wishes to be covered for the possibility of the chauffeur getting into an accident, he would require a(n) ________.

• A) omnibus clause in his automobile insurance
• B) collision clause in his automobile insurance
• C) deductibility clause in his automobile insurance
• D) double indemnity clause in his automobile insurance

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Definitions:

Cognitive Impairment

A condition where an individual has trouble remembering, learning new things, concentrating, or making decisions that affect their everyday life.

Mini-Cog Test

A brief screening tool used to evaluate cognitive function, particularly to screen for signs of dementia or Alzheimer's disease; it involves memory and clock drawing tests.

Snake Phobia

An intense, irrational fear of snakes, medically known as ophidiophobia.

Inappropriate Affect

A behavioral condition where an individual’s emotional expression is not congruent with the situation or their underlying emotional state.