Instead of Depositing an "On Them" Check for Collection, a Depositor

question 13

Multiple Choice

Instead of depositing an "on them" check for collection, a depositor can physically submit the check for payment at the payer bank. This is called ________.

• A) provisional credit
• B) indorsement of the check
• C) presentment across the counter
• D) final settlement

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Definitions:

Modeling

The creation of a representation (such as a mathematical model or a physical prototype) to study the behavior or characteristics of a system or process.

Lecture/Discussion

An instructional method that combines direct teaching by speaking to a group and engaging the audience in discussion to encourage participation and deeper understanding.

Drug Fads

Trends that involve temporary, widespread use or abuse of particular drugs, often influenced by societal, cultural, or media factors.

Drug Problem

Issues relating to the misuse or abuse of illegal drugs or the inappropriate use of prescription medications.