Harry Has a History of Poor Credit Scores (650 or Below).He

question 1

Multiple Choice

Harry has a history of poor credit scores (650 or below) .He also filed for bankruptcy five years ago.He needs a consumer reporting agency to provide a credit report on him for a government license he has applied for.Under the TILA,the agency should avoid including in the report obsolete information predating the report by more than:

• A) ten years.
• B) fifteen years.
• C) seven years.
• D) five years.

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Definitions:

Nature And Nurture

The debate regarding the relative importance of an individual's innate qualities (nature) versus personal experiences (nurture) in determining or causing differences in physical and behavioral traits.

Heredity

The genetic transfer of characteristics, whether physical or mental, from one generation to the next.

Experience

Direct observation of or participation in events as a basis of knowledge, or the practical contact with and observation of facts or events.

Scientific Method

A systematic process for gathering and testing information used in science to explore observations and answer questions.