Which of the Following Acts Ensured That Every Individual Who

question 42

Multiple Choice

Which of the following acts ensured that every individual who has need for consumer credit is given full disclosure of the finance charge and the annual percentage rate of interest?

• A) Truth in Lending Act
• B) Fair Credit and Charge Card Disclosure Act
• C) Credit Card Accountability, Responsibility, and Disclosure Act
• D) Fair Credit Reporting Act
• E) Consumer Leasing Act

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Definitions:

Insanity Pleas

A legal defense used in criminal trials where the defendant claims they were unable to understand the nature of their crime or distinguish right from wrong due to mental illness.

Racial Minority Groups

Groups of people who have different racial characteristics from the majority of the population in a specific country or region.

Incompetent To Stand Trial

A legal determination that a defendant lacks the mental capability to understand the nature of the criminal charges, participate in their own defense, or comprehend the proceedings against them.

Non-Hispanic White

A demographic term referring to individuals who identify as white and do not have Hispanic or Latino ethnic backgrounds.