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Ethnicity forms the basis of a population segment:
Secured Transactions
involve agreements in which the borrower provides the lender a security interest in personal property as collateral for a loan.
Personal Property
Any property that is not real property, including movable objects, vehicles, furniture, and intellectual property.
Security Agreement
A legal document that provides a lender a security interest in a specific asset or property pledged as collateral for a loan.
Collateral
Assets pledged by a borrower to secure a loan or credit, which can be seized by the lender if the borrower defaults.
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