Examlex
Factors that come into play in determining whether a particular method of e-payment achieves critical mass include all of the following except:
Saving Rates
The proportion of disposable income that individuals or an economy as a whole save rather than spend on consumption.
Income Growth
An increase in the amount of money earned by individuals or households over time.
Country
A distinct territorial body or political entity that is recognized as an independent nation.
Capital Accumulation
The growth of assets or wealth through investment or profits, often reinvested to generate further growth.
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