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The financial state of having more debt than assets means,you are
Writing Ability
Writing ability refers to the skillset that includes grammar, clarity, structure, and style, enabling someone to express ideas effectively in written form.
Entrepreneurial Ability
The skills, talents, and characteristics that enable an individual to innovate, start, and successfully manage businesses.
Opening Formalities
The initial procedures or expressions used at the beginning of a formal event or communication.
Anxiety-Producing Situations
Scenarios or events that trigger feelings of fear, worry, or unease.
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