A multiple regression analysis showed the following results of the individual independent variables. 
X4 is a qualitative variable. If X4 is equal to one, what is the variable's effect on the dependent variable?
Definitions:
Health Care Coverage
Insurance that pays for medical expenses and sometimes dental expenses.
Family Stability
A condition of consistent family structure and positive, supportive interactions among family members.
Three-Generation Household
A living arrangement consisting of three generations of family members, such as grandparents, parents, and children, living together.
Financial Stability
The condition of having steady financial resources and security, which supports the ability to absorb shocks without major distress.
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