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Credit Worthiness
An assessment of a borrower's ability to repay debts based on their financial history, credit score, and other factors.
Abnormal Earnings
Profits exceeding or falling short of the normal expected earnings due to unusual or non-recurring items, not indicative of a company's ongoing operational performance.
Actual Earnings
Actual earnings are the real profits that a company generates during a specific period, as reported in its financial statements.
Unproductive Capital
Capital investments that do not effectively contribute to the business's profitability or growth objectives.
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