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What could be done to make the information in this graph more clear?
Early Repayment
The act of paying off a loan or mortgage before the agreed-upon due date, often resulting in financial penalties.
Equitable Estoppel
A legal defense tool that prevents a party from taking back a promise or from arguing against facts they previously admitted to, when another party has relied on that promise or those facts.
Legal Obligation
A duty enforced by law, requiring an individual or entity to conform to certain conduct or to refrain from certain actions.
Gratuitous Promise
A promise made without expecting anything in return, which is generally not enforceable in contract law unless it is made in a deed.
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