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Emotions are critical to rational thinking.
Chapter 13
A chapter under the United States Bankruptcy Code, allowing individuals earning a regular income to develop a plan to repay all or part of their debts.
Unsecured Creditor
A creditor who extended credit without requiring specific collateral, and thus ranks behind secured creditors in claiming repayment in the event of debtor insolvency.
Chapter 7 Liquidations
A bankruptcy process where a debtor's assets are liquidated or sold off by a trustee to pay off creditors, leading to the discharge of remaining debts.
Bankruptcy Trustee
An appointed individual who oversees and manages the estate of a debtor during the bankruptcy process, with the power to sell assets and distribute the proceeds to creditors.
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