The Fair Debt Collection Practices Act Prohibits Which of the Following

question 23

Multiple Choice

The Fair Debt Collection Practices Act prohibits which of the following practices by a debt collector?

• A) falsely representing himself as a lawyer
• A.m.
• B) telephoning the debtor at 8:00
• C) visiting a debtor at work if the employer permits personal visits
• D) using neighbors to locate the debtor

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Definitions:

Proton Gradient

A gradient of hydrogen ions (protons) across a membrane, used as a source of energy for processes like ATP synthesis.

Potential Energy

The energy held by an object because of its position relative to other objects, stresses within itself, its electric charge, or other factors.

Citric Acid Cycle

A sequence of biochemical processes that aerobic life forms use to liberate energy stored by oxidizing acetyl-CoA, obtained from carbs, fats, and proteins.

Glucose Molecule

A simple sugar that is an important energy source in living organisms and a component of many carbohydrates.