Everything Else Constant, What Is the Maximum Expected Loss Ratio

question 53

Essay

Everything else constant, what is the maximum expected loss ratio that would yield a profitable line after including investment income?

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Definitions:

Idea Generation

The approach of crafting, refining, and broadcasting original concepts or solutions.

Innovation Process

the sequence of activities by which a new idea is generated, developed, and brought to the market.

Brainstorming

The process of generating creative, spontaneous ideas from all members of a group without any criticism or judgment.

Organizational Structure Innovation

The process of modifying or creating new organizational structures to better support creativity, flexibility, and responsiveness to changes in the market or environment.