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Which of the following increases the real interest rate?
Unconscious Fears
Fears that reside within the unconscious mind, affecting behavior and thought processes without the individual's awareness.
Cultural Norms
Are the shared expectations and rules that guide behavior of people within social groups.
Constructs
Psychological categories or concepts that represent behaviors or experiences, often used to understand and predict human actions and attitudes.
Innate Drive
A natural or instinctual force that motivates behavior without the necessity of learning or experience.
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