Which of the Following Is True About Private Group Insurance

question 7

Multiple Choice

Which of the following is true about private group insurance?

• A)Concern for employee security explains the prevalence of employer-sponsored insurance plans.
• B)Disability insurance programs are mandatory in all high-risk occupations.
• C)Medical insurance programs are mandatory in all organizations.
• D)Individuals have more bargaining power when negotiating prices.
• E)Group insurance rates are typically higher than individual rates because of economies of scale.

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Definitions:

Phenothiazine

A class of antipsychotic drugs used to treat psychiatric disorders by altering the actions of neurotransmitters in the brain.

Ataxic

Referring to ataxia, a neurological sign characterized by impaired balance or coordination, often due to damage to the brain, nerves, or muscles.

Blood Alcohol Level

The concentration of alcohol in an individual's bloodstream, typically measured to assess intoxication for legal or medical purposes.

Disulfiram

A medication used to support the treatment of chronic alcoholism by producing an acute sensitivity to ethanol (drinking alcohol).