In Cafeteria-Style Plans,adverse Selection Can Be Controlled by

question 61

Multiple Choice

In cafeteria-style plans,adverse selection can be controlled by

• A)allowing employees to choose benefits based on their personal needs.
• B)removing the limitations on coverage amounts.
• C)pricing benefits subject to a low adverse selection.
• D)increasing the choices that cater to individual needs.
• E)using a limited set of packaged options.

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Definitions:

Operant Conditioning

A method of learning that occurs through rewards and punishments for behavior, emphasizing the consequences of actions.

Instrumental Conditioning

A learning process in which behavior is modified by the consequences of the behavior, reinforcing desired behaviors and discouraging undesired ones.

Classical Conditioning

A learning process identified by Ivan Pavlov that occurs through associations between an environmental stimulus and a naturally occurring stimulus.

Sleep Cycle

The progression through various stages of sleep, including REM (rapid eye movement) and non-REM phases, which repeats several times throughout a typical night's sleep.