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_______________________________ evaluate the newest and most innovative technologies and determine how they can be applied for competitive advantage. They develop technical standards, deploy technology, and supervise workers who deal with the daily IT issues of the firm. They frequently report to the Chief Information Officer CIO) .
Amortized
The steady decrease of an owed sum through consistent payments towards both the interest and the principal over a set duration.
Total Debt Service Ratio
A debt measurement ratio that calculates an individual's total debt payments relative to their gross income.
Gross Monthly Income
The total amount of income earned in a month before any deductions or taxes are applied.
Compounded Monthly
The method of computing interest that includes both the original amount of money deposited or loaned and the interest that amount has earned in past months.
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