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__________ is a mobile banking security risk because by duplicating the Electronic Serial Number (ESM)of one phone and using it in second phone,any calls or transactions are billed to the original phone.
Automatic Thoughts
Immediate, involuntary thoughts that occur in response to a situation, often based on underlying beliefs.
Artifact Theory
A concept suggesting that observed differences in psychological testing across cultural or racial groups are the result of the tests themselves, not actual differences in the groups.
Rumination Theory
A theory suggesting that continually thinking about problems or negative thoughts without taking action can lead to or worsen depression.
Cyclothymic Disorder
A mood disorder characterized by chronic fluctuation between mild depressive and hypomanic episodes, without reaching the severity of major depression or full-blown mania.
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