Wendy Is a Consumer Who Files For,and Is Granted,a Discharge

question 1

Multiple Choice

Wendy is a consumer who files for,and is granted,a discharge of her debts in bankruptcy.The consequences to Wendy of this discharge are most likely to include

• A)blemished credit ratings for up to ten years.
• B)favorable publicity.
• C)lower interest charges for new debts.
• D)unexpected job offers from potential employers.

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Definitions:

Assertiveness Training

A behavioral therapy technique designed to help individuals clearly and confidently express their needs and rights without infringing on the rights of others.

Classical Conditioning

A learning process that occurs through associations between an environmental stimulus and a naturally occurring stimulus, leading to a learned response.

Least Intense

Describes an approach or method that is minimally forceful or invasive, often referring to the level of intervention or stimulus applied.

Most Intense

Referring to the highest degree of a certain quality, feeling, or state.