Apex Consulting Wants to Offer Its Employees a Health Insurance

question 107

Multiple Choice

Apex Consulting wants to offer its employees a health insurance plan that gives the employees the greatest amount of choice in hospital and physician selection.Which of the following would be the best choice for Apex?

• A) HMO
• B) PPO
• C) Traditional insurance plan
• D) Flexible spending account

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Definitions:

Benefit Reductions

The act of decreasing the amount or scope of the benefits (such as health insurance, retirement pensions) provided to employees by an employer.

Harassment

Behavior that is intimidating, hostile, or offensive to another person, often in the workplace or social setting.

Demotion

The act of lowering an employee's rank or position, usually as a disciplinary measure or due to organizational restructuring.

Discharge

The termination of an employee's job position by the employer, often for cause such as misconduct or poor performance.