Long-Term Disability Insurance

question 105

Multiple Choice

Long-term disability insurance:

• A) takes effect after unemployment insurance runs out.
• B) begins after a disability of six months.
• C) replaces 100% of an employee's income for up to six months.
• D) supplements unemployment insurance payments.

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Definitions:

Schizoid Personality Disorder

Personality disorder characterized by pervasive detachment from social relationships and a restricted range of emotional expression.

Social Isolation

A state in which an individual lacks a sense of social belonging, true engagement with others, and fulfilling relationships.

Obsessive-Compulsive Disorder

A mental disorder characterized by recurrent, unwanted thoughts (obsessions) and repetitive behaviors (compulsions).

Obsessive-Compulsive Personality Disorder

A mental disorder identified by an ongoing obsession with being orderly, perfect, and in control of both one's own thoughts and relationships, sacrificing adaptability, openness, and effectiveness in the process.