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Which of the following is used by lenders to reduce the problems that arise from asymmetries of information?
Self-confidence
The belief in one's abilities, qualities, and judgment, contributing to an individual's self-assuredness and ability to face challenges.
Four-drive Theory
A model that identifies four basic motivational drives—the drive to acquire, bond, comprehend, and defend—that influence human behavior.
Hierarchy Of Needs
A motivational theory in psychology proposed by Abraham Maslow, which is often depicted as a pyramid with five levels of basic human needs, from physiological to self-actualization.
Learned Needs Theory
A psychological perspective that suggests that needs are acquired or learned over time based on individuals' life experiences.
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