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One type of downward communication that is often lacking in many organizations is
Recovery
The process of regaining possession or control of something lost or taken away, or the return to a normal state of health, mind, or strength.
Dishonor
The refusal or inability to accept or pay a bill of exchange, promissory note, or other credit instrument when due.
Real Defenses
Legitimate legal defenses available in disputing the validity or enforceability of negotiable instruments.
Personal Defenses
Legal justifications or excuses that an individual can claim to defend against blame or legal liability.
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