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Savings Rate
The proportion of disposable income that is saved by individuals or entities, rather than spent, often expressed as a percentage.
Interest Rates
The cost of borrowing money, expressed as a percentage of the amount borrowed, charged by lenders to borrowers for the use of their money.
Optimal Choice
The most efficient and effective decision or selection made from among various alternatives, based on the criteria of maximizing utility or benefit.
Budget Constraint
The restriction on the assortment of goods and services a consumer is able to purchase, determined by their income and the costs of those items.
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