Examlex
Which of the following statements about joint underwriting associations for insuring high-risk drivers is (are) true?
I.Underwriting losses are proportionately shared by all auto insurers based on premiums written in the state.
II.Each company participating in a joint underwriting association sets it own rates.
Arthritis
A medical condition characterized by inflammation of the joints, causing pain and stiffness.
Risk Factors
Individual or contextual challenges that tax an individual’s coping capacities and can evoke psychological stress.
Optimal Diet
An optimal diet is a balanced eating plan designed to promote health and support proper body functioning.
Future Falls
The likelihood or risk of experiencing falls, typically in relation to older adults, emphasizing the importance of preventive measures.
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