Which of the Following Statements Regarding the Accidental Death Benefit

question 4

Multiple Choice

Which of the following statements regarding the accidental death benefit rider (also known as double indemnity) is true?

• A)Adding the accidental death benefit rider doubles the premium for the policy.
• B)Financial planners agree that adding the accidental death benefit rider is a wise purchase.
• C)The economic value of a human life is doubled or tripled if death is caused by an accident,justifying the purchase of the rider.
• D)The death benefit is doubled only if an accidental injury is the direct cause of death and death occurs prior to a specified age.

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Definitions:

Social Media

Digital platforms that allow users to create and share content or participate in social networking.

Suicidality

The likelihood or risk that an individual will attempt or commit suicide.

Impact

The strong effect or influence that something has on a situation or person.

Commit Suicide

The act of intentionally causing one’s own death.