Tom Is Planning to Build a Home

question 36

Multiple Choice

Tom is planning to build a home.He is weighing many factors,including construction materials,location,and other considerations.Which of the following statements is true with regard to homeowners insurance and Tom's new home?

• A)The higher the construction costs are in the area,the lower Tom's homeowners insurance premiums will be.
• B)The lower the homeowners deductible selected,the lower the premium will be.
• C)Older homes cost more to insure than newer homes.
• D)A wood frame home costs less to insure than a brick home.

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Definitions:

Deformities

Abnormalities in the form or shape of a part of the body, often resulting from genetic factors, trauma, or disease.

Mental Retardation

An outdated and offensive term formerly used to describe individuals with significantly below-average cognitive ability and limitations in daily functioning; now more appropriately referred to as intellectual disability.

Rubella

A contagious viral disease characterized by a distinctive red rash, often mild in children but can have serious consequences if contracted by pregnant women for the fetus.

Physical Defects

Abnormalities or impairments in body structure or function that are present from birth or develop over time.