What Is the Difference Between Collision and Other Than Collision

question 9

Essay

What is the difference between Collision and Other Than Collision coverages? Why does the PAP list certain perils in Other Than Collision when they can be caused by collision? What happens if the cause of loss is not listed?

---

Definitions:

Horizontal Communication

The exchange of information between peers within the same level of an organization or environment, facilitating coordination and collaboration.

Vice-president

A senior executive position in a company responsible for overseeing specific business units, making strategic decisions, and representing the organization in certain capacities.

Chain of Command

The formal line of authority within an organization that dictates who reports to whom, from the highest executive to the lowest rank.

Effective Communication

The exchange of information in a way that is accurately received and understood by all parties involved.