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People with a high ________ tend to be more self-confident, enjoy taking calculated risks, actively research their environments, and value feedback.
Lending Standards
The criteria used by lenders to determine the creditworthiness of potential borrowers.
Mortgage Default Rate
The percentage of borrowers who fail to make scheduled payments on their mortgage loans, leading to the risk of foreclosure.
Investment Banks
Financial institutions that assist individuals, corporations, and governments in raising capital by underwriting or acting as the client's agent in the issuance of securities.
Bundled Securities
Financial instruments that combine multiple individual assets, such as stocks or bonds, into a single package for investment purposes.
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