Which of the Following Statements About Individual Disability Income Policies

question 39

Multiple Choice

Which of the following statements about individual disability income policies that use a two-part definition of total disability is (are) true?
I.During the initial period of disability,the insured must be unable to perform the duties of any gainful occupation.
II.After the initial period of disability,the insured must be unable to perform the duties of any occupation for which he or she is reasonably fitted by education,training,and experience.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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Definitions:

Schizophrenia

A complex mental disorder characterized by disruptions in thought processes, perceptions, emotional responsiveness, and social interactions.

Nigrostriatal Dopamine Pathway

A neural pathway in the brain that plays a major role in movement control.

Mesolimbic

Refers to a pathway in the brain involved in reward, pleasure, and reinforcement learning, part of the dopamine system.

Neurotransmitters

Chemical substances in the brain and nervous system that transmit signals from one neuron to another across synapses.