Which of the Following Statements About Policies Sold to Preferred

question 1

Multiple Choice

Which of the following statements about policies sold to preferred risks is (are) true?
I.Preferred risks are people whose mortality experience (deaths per thousand at a given age) is expected to be more favorable than average.
II.Insurers require preferred risks to purchase at least a minimum amount of life insurance,such as $250,000.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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Definitions:

Flashbulb Memories

Vivid, detailed memories of significant or shocking events that feel as though they were imprinted onto the brain.

Elaborative Rehearsals

A memory technique that involves thinking about the meaning of the term to be remembered, as opposed to simply repeating the word to yourself.

Eyewitness Images

Visual memories or representations of events or people witnessed firsthand, often used in legal settings.

Photograph

An image created by light falling on a photosensitive surface, usually photographic film or an electronic sensor, such as a CCD or a CMOS chip.