Universal and Variable Universal Life Policies Have Two Types of Disability

question 7

Multiple Choice

Universal and variable universal life policies have two types of disability riders.The riders are:

• A)Waiver of mortality charges and waiver of premium.
• B)Waiver of mortality expenses and waiver of scheduled premium.
• C)Waiver of expense charges and waiver of mortality premium.
• D)Waiver of scheduled charges and waiver of scheduled premium.

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Definitions:

Attachment Theory

A psychological model that describes the dynamics of long-term and short-term interpersonal relationships between humans, focusing on how childhood attachments influence adult relationships.

Early Relationships

The initial connections and interactions an individual forms, which can significantly impact their social, emotional, and cognitive development.

Avoidant Attachment

A removed, isolated style of attachment; in some models, includes a negative view of others.

Isolated Type

Denotes a classification or category typically used in psychology or psychiatry to describe individuals who prefer solitude and show little interest in social interactions.