If a Provision for an Accidental Death Benefit Is Attached

question 1

Multiple Choice

If a provision for an accidental death benefit is attached to a whole life insurance policy,then this provision is referred to as a:

• A)rider.
• B)waiver of premium.
• C)automatic premium loan.
• D)beneficiary.
• E)incontestability clause.

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Definitions:

Absentmindedness

A state of forgetfulness or being easily distracted, often resulting from inattention or lack of focus.

Tip-of-the-tongue Phenomenon

A temporary inability to retrieve a word from memory, coupled with partial recall and the feeling that retrieval is imminent.

Interference

The phenomenon where the learning of new information hampers the ability to recall previously learned information.

Suggestibility

The susceptibility of individuals to accept and incorporate misinformation or ideas from others into their own memory and beliefs.