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A competitive (or persuasive) ad
Truth In Lending Act
A U.S. law designed to promote informed use of consumer credit by requiring disclosures about its terms and cost.
Terminate Credit Plan
The process of ending a credit agreement, closing the account, and settling any outstanding debts.
Home Equity Loan
A type of loan in which the borrower uses the equity of their home as collateral.
Material Misrepresentations
False statements or omissions of facts that are significant enough to influence an individual's decision to enter into a contract or transaction.
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