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Identify any fallacies in the following passage either by naming them or, where they seem not to conform to any of the patterns described in the text, by giving a brief explanation of why the fallacious reasoning is irrelevant to the point at issue.
Are you telling me that you're twenty-one years old and still a virgin? I'd keep quiet about that if I were you-you'd be the laughingstock of the dorm if that were widely known.
Equal Payments
A repayment structure where payments are the same amount each period, as seen in some loans and mortgages.
Annuity Due
An annuity whose payments are made at the beginning of each period.
Future Amount
The expected value of an asset or amount of money at a specific date in the future, often factoring in variables like interest rates and compounding periods.
Present Value Concept
A financial calculation that determines the value of a payment or series of payments in the present, by discounting future cash flows.
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