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An intervening variable causes spurious association.
Insured Disability
A condition where an individual is protected under an insurance policy that provides income in the case they are unable to work due to a disability.
Precertification
The process of obtaining authorization from a health insurance company before receiving medical services to ensure coverage.
Preauthorization (Predetermination)
The process where a healthcare provider must obtain approval from a health insurance company before providing specific services to ensure coverage.
Indemnity-Type Plan
A type of health insurance plan that allows policyholders to direct their own healthcare and visit almost any doctor or hospital they like.
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